We work best with established, growth-minded business owners - typically those with annual revenues between $2M and $10M. Our specialty is the multi-tasking owner who might have a primary business (like a contracting or manufacturing firm) alongside real estate holdings or other side entities. If you’re a high-earner who’s great at your craft but feels stretched thin by the complexity of your finances, we can bring the order you need to finally focus on your legacy.

Yes! And in fact, that’s where we thrive. Many firms shy away from the messy details of inventory, but we specialize in it. Whether you’re navigating WIP reporting in construction, managing supply chains in manufacturing, or dealing with the 280E constraints of the cannabis industry, we ensure your costing and valuations are accurate and optimized for tax savings.

While we’re based in Berwick, Maine and serve a dedicated community of business owners across New England our firm serves clients nationwide. As a fully remote, tech-forward partner, we use secure portals and video conferencing to plug directly into your workflow, no matter where your job site or office is located. You get the boots-on-the-ground work ethic of a New England team with the flexibility of a modern partnership.

Most traditional firms are historians, telling you what happened last year when it’s too late to do anything about it. Cultivate is different in both its approach and responsiveness. We specialize in niche industries like yours, which means we already understand your KPIs and tax planning opportunities better than a generalist would. We also guarantee a 24-hour response to your messages and full transparency on project timing so you’re never left wondering where things stand.

We can! While not every service package will specifically look at cash flow and improvement strategies, we take a holistic look at your entire business. Because of our team’s specialized knowledge, we bring a deeper level of insight to almost everything we do.

Yes. This is a core part of our CFO and coaching services. We know that being profitable on paper isn't the same as having comfortable cash flow. We help you move beyond looking at the past, and instead start looking at the future. We create budgets and forecasts so you can make educated decisions about scaling, buying equipment, or preparing for a comfortable retirement.

We’re happy to collaborate. Some services lend themselves well to this - for example, if you’d like us to prepare your tax return, we can work with your bookkeeper or internal staff. That said, for certain services like tax planning and bookkeeping, we find it’s most efficient to keep them under one roof. We’ll discuss your current setup and find a solution that’s a best fit for you.

We make the transition as seamless as possible so you can stay focused on your business. It starts with an onboarding call to get you settled. From there, we’ll give you access to our secure portal and provide an easy-to-follow checklist of exactly what we need.

We specialize in clean-up projects! We want you to succeed as a business owner, and you can’t make confident decisions with messy data. We’ll work proactively with you to get your books accurate and up-to-date. Once we’ve cleared the backlog, we’ll get you on an effective schedule moving forward.

We appreciate that your time is valuable, and our goal is to give you your time back. For high-level work like CFO advisory and tax planning, we’ll rely on your personal input and goals to give you the best advice. For bookkeeping, we like to have a quick monthly review to make sure everything is on track. Beyond that, we keep our communication focused on key items so you aren't bogged down by repetitive transactions.

It depends on your goals and starting point, but we aim for impact as early as possible. Some tax strategies offer immediate savings, while others may provide an opportunity for savings over several years. If we’re doing a clean-up project, it can take a few months to get everything accurately recorded. We’ll discuss your specific business goals on day one so you know exactly when to expect results.

You’ll never be surprised by a bill from us. All our services are quoted as either a flat project fee or a flat monthly fee. We believe in total transparency, and every charge is discussed and agreed upon in advance. This allows us to focus on your goals and fit our expertise into your budget.

Yes, but think of it as an investment rather than an expense. A traditional CPA often bills by the hour for reactive work, which can lead to invoice shock and missed opportunities. Our flat-fee concierge model is designed for transparency and high-touch support. Because we’re involved in your business year-round, catching tax savings and improving operational efficiency, the value we provide often outweighs the cost of the service.

Book a discovery call! We’ll chat about your business, identify your needs, and put together a custom proposal for services that work for your budget. Once you’re ready, we handle the rest to get you on the path to better tax efficiency.